Which of these would be considered a non-collision-related damage under comprehensive coverage?

Which of these would be considered a non-collision-related damage under comprehensive coverage?

• A. Damage from a deer hitting the vehicle
• B. Repairs after an accident with another vehicle
• C. Windshield cracked by a hailstorm
• D. The cost to repair a flat tire

Answer: (C)

Comprehensive coverage is designed to protect a vehicle from damages that are not the result of a collision with another vehicle or object. This type of coverage typically includes incidents caused by natural events, theft, vandalism, and animal-related accidents. Damage from a hailstorm, which includes a cracked windshield, falls under this category as it is caused by severe weather and not by a direct collision. In the context of the options provided, the incident involving the hailstorm exemplifies a non-collision-related damage because it stems from an environmental factor rather than an interaction with another vehicle or object. Understanding comprehensive coverage helps clarify the distinction between incidents that are covered under collision-related and non-collision-related damages.

Comprehensive coverage is designed to protect a vehicle from damages that are not the result of a collision with another vehicle or object. This type of coverage typically includes incidents caused by natural events, theft, vandalism, and animal-related accidents. Damage from a hailstorm, which includes a cracked windshield, falls under this category as it is caused by severe weather and not by a direct collision.

In the context of the options provided, the incident involving the hailstorm exemplifies a non-collision-related damage because it stems from an environmental factor rather than an interaction with another vehicle or object. Understanding comprehensive coverage helps clarify the distinction between incidents that are covered under collision-related and non-collision-related damages.